On the occasion of the 53rd World Environment Day, the Nanjing Branch of Industrial Bank held a press conference titled “Innovative Development and Future Outlook of Green Finance.” The event brought together media representatives to discuss the new blueprint and opportunities for the development of green finance. Xia Yifei, General Manager of the Strategic Customer Department (Green Finance Department) of Industrial Bank Nanjing Branch, reviewed the bank’s green finance journey and showcased its innovative measures and achievements in promoting green economic development in Jiangsu Province.
Green Financial Product Innovation
The Nanjing Branch of Industrial Bank has consistently adhered to the sustainable development concept of “integrating meaning with benefit and turning green into gold.” Leveraging the advantages of its green finance group product system, the bank has actively explored financial products and service models tailored to the green industry. This approach aims to achieve a win – win situation of ecological and economic benefits through innovative products and services.
Bank – Government Cooperation
As one of the first cooperating banks, Industrial Bank Nanjing Branch has jointly launched several green finance products with provincial departments, including the “Environmental Protection Loan,” “Environmental Protection Guarantee,” “Water Conservation Loan,” and “Environmental Foundation Loan.” The bank also established the first green equity investment fund in the province in collaboration with the provincial finance department – the Jiangsu Quan Green Industry Equity Investment Fund. These initiatives provide “financing + intelligence” support for government departments and contribute to the construction of a beautiful Jiangsu.
Carbon Finance Initiatives
Focusing on investment and financing services in the dual – carbon areas, the Nanjing Branch of Industrial Bank has been continuously improving its carbon finance service system. This includes basic financial services for carbon trading, innovation in carbon finance products, and supporting the low – carbon transformation of controlled emission enterprises. The bank has launched innovative carbon finance products such as transition finance loans, carbon asset pledge financing, sustainable development – linked financing, and carbon emission – linked financing. These products encourage enterprises to actively develop in the green and low – carbon field, enhancing industry competitiveness.
Innovative Practices and Achievements
The innovative practices of the Nanjing Branch of Industrial Bank have yielded significant results in Jiangsu Province, forming a number of benchmark projects with exemplary significance. For example, in the chemical industry, the bank successfully implemented the first transformation finance loan within the system. This innovative model links the loan interest rate to the carbon emission data of enterprises, effectively encouraging them to optimize production processes and achieve carbon reduction goals.
In the field of water environment governance, the bank launched the “Water Conservation Loan” product, aligning with Jiangsu Province’s “14th Five – Year Plan” for water environment governance. By the first four months of 2025, the bank had provided loan support of 1.202 billion yuan for seven key wastewater treatment projects.
In the cultural and tourism industry, the “environmental protection guarantee + ecological cultural tourism” model developed by the bank has achieved remarkable results. The bank has provided financial support for key projects such as the Jiulongkou Scenic Area in Jianhu County and the Red – crowned Crane Wetland Ecological Tourism Area in Yancheng. The Jiulongkou Scenic Area project received a special loan of 45 million yuan, paving a new path for the sustainable development of the cultural and tourism industry.
Leadership in Green Finance
As a pioneer in the domestic green finance sector, the Nanjing Branch of Industrial Bank has been leading industry innovation since establishing its Green Finance Department in 2014. As of the end of April 2025, the bank has provided green financing support to 2,710 energy conservation and environmental protection enterprises in Jiangsu Province, with a total amount of 628.762 billion yuan. The balance of green finance financing has exceeded 160 billion yuan, demonstrating a strong development trend.
Future Outlook
Looking to the future, the bank will focus on promoting the deep integration of “green + technology,” particularly increasing financial support for strategic emerging fields such as clean energy and low – carbon technology. Taking this event as a new starting point, the bank will join hands with all parties to witness the bright future of green finance and inject more “industrial momentum” into sustainable development.
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