In today’s economy, technological innovation is the core driving force for sustained growth. From cutting-edge research and development to the efficient transformation of scientific and technological achievements into productive forces, and the construction of a modern industrial system, every key link relies on the deep integration of financial development and scientific and technological innovation.
China Dadi Insurance’s Role in Innovation
China Dadi Insurance is at the forefront of this integration, actively responding to the national call to support science and technology finance and deeply integrating into the national innovation-driven development strategy. Technology enterprises face numerous uncertainties during their growth, from the financial pressures of R&D investment to the risks of technology transfer and the capital demands of market promotion. These challenges require diversified financial services to provide protection and support.
To address these needs, China Dadi Insurance has innovated its insurance supply and built a full life-cycle financial service system to provide precise and efficient services to science and technology innovation enterprises.
Milestones and Innovations
First Insurance Policy for AI Technology Transfer: In December 2024, China Dadi Insurance issued the country’s first insurance policy for the transformation of scientific and technological achievements in the field of artificial intelligence. This policy provides coverage for the transformation project of artificial intelligence robot technologies at the Shanghai Intelligent Manufacturing Research and Development and Transformation Functional Platform.
Technology Transfer Cost Loss Insurance: This product, a key innovation from China Dadi Insurance, provides risk protection for the “last mile” of technology transfer. It targets specialized, refined, distinctive, and innovative “little giant” enterprises that often struggle with risks such as immature technology and low market recognition during the transformation of scientific and technological achievements. China Dadi Insurance has tailored insurance plans focusing on the “productization” stage, covering measurable and traceable cost losses during the transformation process.
Continuous Innovation and Collaboration
In the field of technology insurance, China Dadi Insurance is continuously optimizing existing products and improving service quality. The company is also increasing investment in research and development to study the risk characteristics of emerging technology fields and develop more insurance products that meet actual needs.
Future Outlook
Looking ahead, China Dadi Insurance will further focus on serving the development of new quality productivity. The company will:
Strengthen Core Business: Maintain and enhance its core insurance services.
Enhance Collaboration: Work closely with the government and professional institutions to leverage resource advantages.
Build Expert Teams: Establish professional capabilities and expert teams covering key areas and the entire industrial chain to identify, assess, and confirm risks for science and technology projects.
Provide Comprehensive Support: Offer systematic and standardized professional services, including insurance protection, risk management, and professional consultation, to safeguard the innovative development of technology-based enterprises.
Through these efforts, China Dadi Insurance aims to contribute to the promotion of scientific and technological development, helping China’s scientific and technological endeavors thrive under the protection of finance.
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