Recently, the China Insurance Association (hereinafter referred to as the “Insurance Association”) released the “Situation of Investment Management Capacity Building for Insurance Groups (Holding) Companies and Insurance Companies,” providing an overview of the investment management capacity building efforts undertaken by various insurance groups (holding) companies and insurance companies (hereinafter referred to as “insurance companies”).
Investment Management Capabilities Overview
The investment management capabilities of insurance companies encompass five key areas: credit risk, stock investment, equity investment, real estate investment, and derivatives application management. As of April 30, 2025, a total of 114 insurance companies had developed 263 different types of investment management capabilities.
Annual Inspections and Compliance
The association has conducted rigorous annual inspections, examining 259 annual retrospective reports disclosed by insurance companies. It issued 22 inquiry letters and emails, urging relevant companies to take measures to ensure compliance with regulatory requirements. These efforts are aimed at maintaining high standards of transparency and accountability within the industry.
Member Services and Support
To serve the needs of member units, the association has organized a series of online and offline Q&A sessions. These sessions provide a platform for members to seek guidance and share best practices. The association has also gradually optimized system management functions, increased the frequency of information sharing, and deepened the exchange of industry data. These initiatives are designed to enhance the overall efficiency and effectiveness of the industry, fostering a collaborative and informed environment.
Summary
The Insurance Association’s initiatives in 2025 reflect a commitment to promoting transparency, accountability, and robust investment management practices within the insurance industry. By providing comprehensive services and guidance, conducting rigorous inspections, and fostering a collaborative environment, the association aims to support its members in achieving high standards of compliance and performance.
Future Plans
Moving forward, the Insurance Association will earnestly implement the spirit of the Central Financial Work Conference and the “Several Opinions of The State Council on Strengthening Supervision, Preventing Risks and Promoting High-Quality Development of the Insurance Industry.” The association will enforce the regulatory policy requirements for the use of insurance funds and further strengthen its self-discipline and service functions. It will guide insurance institutions to fully play their main responsibilities, enhance their asset-liability matching management capabilities, and improve risk control levels. The goal is to better leverage the advantages of long-term funds and “patient capital” to enhance the quality and efficiency of insurance funds in serving the real economy.
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